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State Farm® Insurance Agent

Emma Allen

Emma Allen Insurance Agcy Inc

Office Hours

After Hours by Appointment

Address

4920 Monroe Rd
Charlotte, NC 28205

Profile photo of a State Farm Agent named: Emma Allen

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

4920 Monroe Rd
Charlotte, NC 28205

Languages

English

About MeLive View

Your State Farm Agent Serving North Carolina, South Carolina & Virginia

2026 HIGHLIGHT: Recently featured on the cover of African American publication, Pride Magazine

Welcome! I’m proud to serve individuals, families, and businesses throughout North Carolina (NC), South Carolina (SC), and Virginia (VA) with insurance protection, financial education, and personalized service.

I personally bring 35+ years of insurance and financial services experience, and our local insurance team brings a combined 40+ years of experience. Our focus is simple: provide remarkable customer service, financial education, professionalism, and integrity while helping customers protect what they have worked hard to build.

I chose to become a State Farm Agent because State Farm's mission and vision align with my values—helping people manage the risks of everyday life while supporting their dreams and goals.

I have called Charlotte, North Carolina home for more than 40 years, remaining here after graduating from UNC Charlotte. This isn't simply where I do business. It's my community.

Why Choose Our Agency?

We believe great insurance begins with a conversation—not simply a quote.

Our team takes a customer-first, discovery-based approach. We listen, ask questions, learn what's important to you, and help you understand your insurance options before recommending a personalized protection plan.

Whether you are:

  • Shopping for a new insurance quote

  • Comparing your current auto, home, life, or business insurance

  • Buying your first home

  • Starting or growing a business

  • Reviewing your family's protection

  • Moving to North Carolina, South Carolina, or Virginia

  • An existing State Farm customer needing help with a state-to-state transfer or relocation

—we welcome the opportunity to help.

Insurance Products We Can Help With

Our experienced team can assist with a wide range of insurance needs, including:

  • Auto Insurance

  • Motorcycle Insurance

  • Boat Insurance

  • RV Insurance

  • Homeowners Insurance

  • Condo Insurance

  • Renters Insurance

  • Rental Dwelling Insurance

  • Jewelry Insurance

  • Umbrella Insurance

  • Small Business Insurance

  • Workers' Compensation Insurance

  • Life Insurance

  • Health Insurance

  • Funeral Home Insurance

  • Church Insurance

From protecting your car and home to helping protect your family, income, business, and future, our goal is to help you make informed decisions with confidence.

Moving? Ask Us About State-to-State Transfers

Relocating comes with enough things to manage. Let our team help make the insurance portion easier.

We welcome State Farm customers relocating to or within North Carolina, South Carolina, and Virginia and can assist with insurance needs associated with state-to-state transfers.

If you're moving to the Charlotte area, relocating between NC, SC and VA, or moving here from another state, reach out to our team. We'll help you understand the next steps and review your insurance needs as part of your move.

Proudly Serving Greater Charlotte, North Carolina

Our agency serves customers throughout the Greater Charlotte, NC area, including:

  • Charlotte

  • Matthews

  • Stallings

  • SouthPark

  • Monroe

  • Mint Hill

  • Pineville

  • Waxhaw

  • Weddington

  • Stanley

  • Wesley Chapel

  • Concord

  • Kannapolis

  • Cornelius

  • Lake Norman

  • Mooresville

  • Ballantyne

Serving South Carolina

We also proudly serve customers throughout South Carolina, including:

  • Rock Hill

  • York

  • Indian Land

  • Fort Mill

  • Lancaster

Serving Customers in Virginia

Our agency is also licensed to help customers with insurance needs in Virginia, giving us the opportunity to serve individuals and families across NC, SC & VA and assist customers whose lives, families, homes, or moves cross state lines.

Deep Roots in the Charlotte Community

I love the Charlotte community and believe that being a good neighbor means more than providing insurance.

Over the years, I have served on the boards of more than 20 local organizations, primarily nonprofits supporting underserved communities and the Arts community.

My passion and life's mission is to be of service to my community in a way that leaves a legacy.

Recognition, Leadership & Community Impact

I am grateful to have received recognition for professional excellence, leadership, education, and community service, including:

  • National Customer Excellence Award Winner in the areas of Small Business, Auto, Home, and Commercial Insurance

  • Former Financial Columnist – Pride Magazine

  • Maya Angelou Women Who Lead Award

  • Thurgood Marshall Leadership Award

  • Small Business of the Year Award

  • Queen City Small Business of the Year Award

  • City of Charlotte Crowns Award

  • Charlotte Post Women of Prominence Award

  • Creator and Presenter of the Start Now Finish Rich Workshop

  • Award-Winning Financial Services Professional

  • Member, Les Brown Speakers Network (2007–2013)

  • ATS Agent

Let's Start a Conversation

You don't have to understand everything about insurance before calling us—that's what we're here for.

Our team is committed to educating, listening, answering questions, providing quotes, and helping you identify the protection that fits your needs.

Looking for a State Farm Agent in Charlotte, NC? Need an auto, homeowners, renters, life, or business insurance quote? Moving to North Carolina, South Carolina, or Virginia and need help with a State Farm transfer?

Let's connect.

We are available by phone, email, virtual appointment, or in person. Stop by our office and our wonderful team will greet you with a smile and welcome you as part of our agency family.

After more than 35 years in insurance and financial services, I remain truly humbled to say:

I am your State Farm Agent—and my team and I are ready to help you protect what matters most.

OFFICE HOURS: 9:00 AM –5:00 PM Eastern, Monday–Friday, with after-hours appointments available.

Closed for Lunch daily from 12:00 pm to 1:15 pm

Reach out to us 24 hours a day!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

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Our Insurance Office exists exclusively to enhance the lives of our State Farm customers and our communities at large. Our experienced team of professionals are delivering on this commitment with compassion and excellence every day!!